With the Grand Reserve World Mastercard you earn points on every purchase. You will earn: 

• 5 points per dollar spent at more than 400 wineries, wine clubs, and other Grand Reserve Partners
• 3 points per dollar spent at any winery, wine club, wine or liquor store
• 3 points per dollar spent at any restaurant or bar, takeout and delivery included
• 2 points per dollar spent everywhere else

You do not earn points for any fees or interest charges.